Frequently Asked Questions
Our processes can make you a pro in the market.John SandersEveryday issues are uncovered which may require a special process. Here's an example "How does a new to Medicare beneficiary with high income lower their IRMAA payments when retiring?" Apex Insurance Group offers a process.
We have the answer to the difficult questions.John SandersQuestions such as COBRA and VA benefits, are they considered as creditable coverage for Par B and Part D?These question have an answer.
How do you have alternate drugs?John SandersAs an agent any questions about alternate drugs with lower out of pocket costs for your clients can be addressed by the Pharmacy Manager. The Pharmacy Manager has a PhD in Pharmacology and is available you to speak with.
Is being overweight an issue?John SandersObesity in America is a major problem. However; with enrollment it is not a problem. We know of major national carriers which do not utilize height or weight guideline for a preferred Medicare Supplement plan.
Do you work with working seniors?John SandersApex Insurance Group will identify which states allow voluntary disenrollment from group plans to enroll in Medicare. We will help you develop marketing plans for business owners within these states.
What about leads?John SandersApex Insurance Group will introduce you to dozens of industries that will send you referrals. Also, after training Apex Insurance Group will, if desired, a script on exactly what to say to get your phone ringing.
I find that the contracting is confusing, can you help?John SandersApex Insurance Group has completed numerous contracting requirements and will actively guide you through the required steps. Each carrier has a different process for contracting and we can assist.
What products does Apex Insurance Group offer?John Sanders
With over 85 carriers and 250 life products to choose from we have one of the most complete Insurance portfolios in the industry. Our annuity lineup consists of fixed indexed annuities, MYGAs, and SPIAs and any new products that make their way into the market. On the life side we have every variation of Term and Permanent, to include 10 -15-20-30 and even some new 35 and 40 year Term products. Carriers with ROP on both Term and Permanent. And a great assortment of Disability and Long-Term Care companies.