Frequently Asked Questions

Everyday issues are uncovered which may require a special process. Here's an example "How does a new to Medicare beneficiary with high income lower their IRMAA payments when retiring?" Apex Insurance Group offers a process. 
Questions such as COBRA and VA benefits, are they considered as creditable coverage for Par B and Part D?These question have an answer.
As an agent any questions about alternate drugs with lower out of pocket costs for your clients can be addressed by the Pharmacy Manager. The Pharmacy Manager has a PhD in Pharmacology and is available you to speak with.
Obesity in America is a major problem. However; with enrollment it is not a problem. We know of major national carriers which do not utilize height or weight guideline for a preferred Medicare Supplement plan.
Apex Insurance Group will identify which states allow voluntary disenrollment from group plans to enroll in Medicare. We will help you develop marketing plans for business owners within these states.
Apex Insurance Group will introduce you to dozens of industries that will send you referrals. Also, after training Apex Insurance Group will, if desired, a script on exactly what to say to get your phone ringing.
Medicare have expanded coverage for a large number of beneficiaries that were previously excluded from coverage.  Apex Insurance Group will show who these beneficiaries are and how to approach the organizations that serve them to get your phone ringing for zero premium coverage. As the agent, you earn $539 per sale with a lifetime annual renewal of $270.
Apex Insurance Group has completed numerous contracting requirements and will actively guide you through the required steps. Each carrier has a different process for contracting and we can assist.