PRIVACY POLICY

Apex Insurance Group has adopted this policy out of concern for the privacy of our website users, customers, and visitors (“Users”) to our website at www.apex-ig.com (the “Site”). This privacy policy explains our practices with respect to the collection, use, and disclosure of personal and non-personal information provided by Users. By using the website or signing up for our services, you are agreeing to, and accepting our Privacy Policy and the terms and conditions of our website.

Collection and use of Information

Personal Information. Generally we collect personal information from Site Users when they voluntarily submit it to us. Personal information may include, but not limited to, first and last name, telephone number, physical address, email address, business profile, marketing techniques, insurance carrier appointments, and other items.

We will collect and use your cellular phone, text, and email to market you for various purposes. If you desire NOT TO RECEIVE emails, texts, phone calls, or mailings simply contact us and you will no longer receive any communication from Apex Insurance Group.

Non-personal information. Certain non-personal information about Site visits is collected by the standard operation of the Site. The non-personal Information we collect includes the type of operating system in use (e.g., Macintosh or Windows), the type of browser being used by the Site User, IP address, and the domain name from which visitors accessed the Site (e.g., Yahoo.com).

In addition, we may collect information about Users’ browsing behavior, such as the date and time of each Site visit, the area or pages of our Site visited, the amount of time spent viewing the Site, the number of times the User returns to the Site, and other click-stream data (collectively, the “Browsing Behavior Information”). We may use cookies (small text files that are stored on the User’s computers when the User accesses our Site) to collect Browsing Behavior Information and to store User names, passwords, and other preferences so that Users do not have to re-enter information. We may associate information we collect through cookies with the personal information we collect about Users.

Users may decline cookies, but in doing so they may not be able to use the Site. The “help” tab of the toolbar on most browsers explains how to configure a browser to not accept new cookies; how to have the browser inform a User when they receive a new cookie; and how to erase cookies from their hard drives. You should be aware that advertisers on the Site may use their own cookies.

Use of the Information

Apex Insurance Group may use information collected from Users (“User Information”) for several purposes, including, but not limited to: (1) to facilitate on line purchases; (2) to fulfill orders; (3) to send marketing materials, product information, and other communications to User; (4) to conduct internal review and analysis of the Site; (5) to help us better understand Users of the Site; (6) to respond to specific requests from Users; (7) to protect the security or integrity of the Site, User Information will be used for purposes of conducting internal reviews of the Site; monitoring the Site, and providing an enhanced on line experience for the User.

Disclosure of any Information

We may transfer or otherwise disclose the User Information to employees, independent contractors, subsidiaries, consultants, affiliates, business partners, service providers, and suppliers if the disclosure will enable a business, professional, or technical support function for us, or to send relevant promotional or marketing communications to Users. We may also disclose User Information if required to do so by law, in response to a judicial process, and, as permitted under applicable law, to provide information to law enforcement agencies or in connection with an investigation on a matter related to public safety.

How we Treat Security of Information

We maintain physical, electronic, and procedural safeguards to protect your personal information. We allow access to personal information only to persons or entities engaging in activities provided for by this Privacy Policy. We use several technologies to protect information.

Let’s Consider Unforeseen Circumstances

In the event Apex Insurance Group or any of its assets are acquired by a third–party, personal information acquired by us may be one of the assets transferred.

Acceptance of Our Privacy Terms & Conditions

By visiting the Site or the associated services, Users agree to the practices described in this Privacy Policy. To the extent that any of the Third-party sites accessible through this Site have privacy practices different from those stated in this Privacy Policy, those Third-party practices govern the collection and use of information. We are not responsible for the policies, content, and practices of other companies.

Changes to Our Privacy Statement

We reserve the right to change the terms of this Privacy policy. To ensure that Users are aware of current privacy practices, we recommend that Users consult this Site regularly.

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